:root {
  --navy:#16324f;
  --navy-2:#0d253b;
  --teal:#2a7f8e;
  --teal-light:#dff1f2;
  --gold:#b88a44;
  --cream:#f7f4ed;
  --paper:#fffdf8;
  --text:#24313c;
  --muted:#66727d;
  --line:#dbe2e7;
  --white:#ffffff;
  --shadow:0 16px 40px rgba(16,39,61,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:var(--paper);line-height:1.65}
a{color:inherit;text-decoration:none}
button,input,textarea,select{font:inherit}
.container{width:min(1160px,calc(100% - 40px));margin:0 auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,253,248,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(219,226,231,.8)}
.nav-wrap{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-family:"Libre Baskerville",serif;font-weight:700}
.brand strong{display:block;font-family:"Libre Baskerville",serif;color:var(--navy);font-size:1.04rem}
.brand small{display:block;color:var(--muted);font-size:.72rem;margin-top:1px}
.site-nav{display:flex;align-items:center;gap:24px;font-size:.93rem;font-weight:600}
.site-nav a:hover{color:var(--teal)}
.nav-cta{border:1px solid var(--navy);padding:9px 15px;border-radius:999px}
.menu-toggle{display:none;background:none;border:1px solid var(--line);padding:8px 12px;border-radius:8px}
.hero{background:linear-gradient(135deg,#f8f5ed 0%,#eef6f5 55%,#f9f6ee 100%);padding:92px 0 84px;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.35fr .8fr;gap:70px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.76rem;font-weight:800;color:var(--teal);margin:0 0 14px}
.eyebrow.light{color:#9ed3d8}
h1,h2,h3{font-family:"Libre Baskerville",Georgia,serif;color:var(--navy);line-height:1.25;margin-top:0}
h1{font-size:clamp(2.6rem,6vw,4.9rem);max-width:800px;margin-bottom:24px;letter-spacing:-.025em}
h2{font-size:clamp(1.9rem,3vw,3rem);margin-bottom:18px}
h3{font-size:1.14rem;margin-bottom:9px}
.hero-copy,.lead{font-size:1.14rem;color:#4e5c66;max-width:760px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:32px 0 26px}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:13px 20px;border:1px solid transparent;font-weight:700;cursor:pointer}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--teal)}
.btn-secondary{background:#fff;border-color:var(--line);color:var(--navy)}
.trust-row{display:flex;gap:18px;flex-wrap:wrap;color:#52636f;font-size:.88rem}
.hero-card{background:var(--navy);color:#eaf1f4;padding:34px;border-radius:20px;box-shadow:var(--shadow);position:relative;overflow:hidden}
.hero-card:after{content:"";position:absolute;width:160px;height:160px;border-radius:50%;border:1px solid rgba(255,255,255,.12);right:-50px;bottom:-50px}
.hero-card h2{color:#fff;font-size:1.6rem}
.hero-card a{color:#b9e1e5;font-weight:700}
.card-kicker{font-size:.75rem;text-transform:uppercase;letter-spacing:.14em;color:#9ed3d8;font-weight:800}
.section{padding:84px 0}
.section-alt{background:#f5f7f7}
.section-heading{max-width:760px;margin-bottom:40px}
.journey-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.journey-card{background:#fff;border:1px solid var(--line);border-radius:15px;padding:24px;min-height:195px;transition:.2s transform,.2s box-shadow}
.journey-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.journey-card span{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--teal-light);color:var(--teal);font-weight:800;margin-bottom:30px}
.journey-card p,.topic-card p,.resource-card p,.service-list p{color:var(--muted);font-size:.94rem}
.topic-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.topic-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}
.topic-icon{width:44px;height:44px;border-radius:10px;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:"Libre Baskerville",serif;font-weight:700;margin-bottom:20px}
.topic-card ul{padding-left:18px;margin-bottom:0;color:#53616c;font-size:.9rem}
.two-col{display:grid;grid-template-columns:1.05fr .95fr;gap:58px;align-items:start}
.checklist{display:grid;gap:10px;margin-top:28px}
.checklist div{display:grid;grid-template-columns:180px 1fr;gap:16px;padding:14px 0;border-bottom:1px solid var(--line)}
.checklist strong{color:var(--navy)}
.checklist span{color:var(--muted)}
.quote-panel{background:var(--cream);border-left:5px solid var(--gold);padding:42px;border-radius:0 18px 18px 0;font-family:"Libre Baskerville",serif;font-size:1.35rem;color:var(--navy)}
.quote-panel span{display:block;font-family:Inter,sans-serif;font-size:.9rem;color:var(--muted);margin-top:18px}
.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.resource-card{background:#fff;border:1px solid var(--line);padding:26px;border-radius:16px}
.resource-card>span{font-size:.72rem;font-weight:800;letter-spacing:.12em;color:var(--gold)}
.text-link{border:0;background:none;padding:0;color:var(--teal);font-weight:800;cursor:pointer}
.services-wrap{align-items:center}
.service-list{display:grid;gap:12px}
.service-list div{border:1px solid var(--line);border-radius:14px;padding:18px 20px;background:#fff}
.service-list h3{margin-bottom:4px;font-size:1.03rem}
.service-list p{margin:0}
.section-dark{background:var(--navy-2);color:#dfe8ee}
.section-dark h2{color:#fff}
.about-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:72px;align-items:start}
.about-grid p{font-size:1.05rem}
.integrity-box{display:grid;grid-template-columns:auto 1fr;gap:24px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);padding:36px;border-radius:18px}
.integrity-icon{width:54px;height:54px;border-radius:50%;background:var(--teal-light);display:grid;place-items:center;color:var(--teal);font-weight:900;font-size:1.4rem}
.contact-section{background:linear-gradient(180deg,#fffdf8,#f3f7f6)}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;align-items:start}
.contact-form{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:var(--shadow);display:grid;gap:16px}
.contact-form label{display:grid;gap:7px;font-weight:700;color:var(--navy);font-size:.9rem}
.contact-form input,.contact-form textarea,.contact-form select{width:100%;border:1px solid #cbd5db;border-radius:9px;padding:12px;background:#fff;color:var(--text)}
.contact-form input:focus,.contact-form textarea:focus,.contact-form select:focus{outline:2px solid rgba(42,127,142,.25);border-color:var(--teal)}
.small-note{font-size:.85rem;color:var(--muted)}
.hidden{display:none}
.site-footer{background:#091c2c;color:#cbd6dc;padding:48px 0 22px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}
.footer-grid strong{font-family:"Libre Baskerville",serif;color:#fff}
.footer-grid a{display:block;margin-bottom:8px;color:#cbd6dc}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:20px;margin-top:28px;display:flex;justify-content:space-between;gap:24px;font-size:.78rem;color:#93a3ad}
dialog{width:min(720px,calc(100% - 30px));border:0;border-radius:18px;padding:34px;box-shadow:0 24px 80px rgba(0,0,0,.25)}
dialog::backdrop{background:rgba(6,20,32,.65)}
.modal-close{float:right;border:0;background:#eef3f4;border-radius:50%;width:36px;height:36px;font-size:1.3rem;cursor:pointer}
#modal-content ul{padding-left:20px}
@media (max-width:980px){.journey-grid,.topic-grid{grid-template-columns:repeat(2,1fr)}.hero-grid,.two-col,.about-grid,.contact-grid{grid-template-columns:1fr}.hero{padding-top:64px}.hero-card{max-width:700px}.site-nav{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:20px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.site-nav.open{display:flex}.menu-toggle{display:block}.resource-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media (max-width:620px){.container{width:min(100% - 26px,1160px)}.section{padding:64px 0}.journey-grid,.topic-grid{grid-template-columns:1fr}.checklist div{grid-template-columns:1fr;gap:3px}.trust-row{display:grid;gap:8px}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.footer-bottom{flex-direction:column}.brand small{display:none}.hero-actions{display:grid}.btn{width:100%}}
.hero-note{margin:18px 0 0;color:#5d6b75;font-size:.9rem}
.credibility-strip{background:#fff;border-bottom:1px solid var(--line)}
.credibility-grid{display:grid;grid-template-columns:repeat(4,1fr);padding:24px 0}
.credibility-grid div{padding:4px 24px;border-right:1px solid var(--line)}
.credibility-grid div:first-child{padding-left:0}.credibility-grid div:last-child{border-right:0}
.credibility-grid strong{display:block;color:var(--navy);font-family:"Libre Baskerville",serif;font-size:.96rem}.credibility-grid span{display:block;color:var(--muted);font-size:.78rem;margin-top:2px}
.topic-card .text-link{margin-top:18px}
.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.faq-grid details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 22px}
.faq-grid details[open]{box-shadow:0 8px 26px rgba(16,39,61,.06)}
.faq-grid summary{cursor:pointer;color:var(--navy);font-family:"Libre Baskerville",serif;font-weight:700;line-height:1.35}
.faq-grid details p{color:var(--muted);font-size:.93rem;margin-bottom:0}
.credential-badge{display:inline-block;margin-top:10px;border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:9px 14px;color:#d8e8ec;font-weight:700;font-size:.88rem}
.credentials-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:28px 0}
.credentials-grid div{border:1px solid rgba(255,255,255,.12);border-radius:12px;padding:16px;background:rgba(255,255,255,.035)}
.credentials-grid strong{display:block;color:#fff;font-size:.9rem}.credentials-grid span{display:block;color:#bfcdd5;font-size:.82rem;line-height:1.5;margin-top:3px}
.about-note{font-size:.82rem!important;color:#9eb0ba}
#modal-content h3{font-size:1rem;margin-top:24px}
@media (max-width:980px){.credibility-grid{grid-template-columns:repeat(2,1fr)}.credibility-grid div{border-right:0;border-bottom:1px solid var(--line);padding:14px 0}.faq-grid{grid-template-columns:1fr}}
@media (max-width:620px){.credibility-grid,.credentials-grid{grid-template-columns:1fr}.credibility-grid div{padding:12px 0}}

/* Round 3: multi-page resource center */
.page-hero{padding:5rem 0 3rem;background:linear-gradient(135deg,#f4f1ea,#fff)}
.page-hero h1{max-width:900px;margin:.35rem 0 1rem}.page-hero .lead{max-width:820px}
.breadcrumbs{font-size:.9rem;color:#6b6b6b;margin-bottom:1rem}.breadcrumbs a{color:inherit}
.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:3rem;align-items:start}
.article-content h2{margin-top:2.4rem}.article-content h3{margin-top:1.7rem}.article-content p,.article-content li{line-height:1.75}
.article-content ul,.article-content ol{padding-left:1.35rem}
.sidebar-card{position:sticky;top:95px;background:#f7f4ee;border:1px solid #e5ded1;border-radius:16px;padding:1.35rem}
.sidebar-card a{display:block;padding:.55rem 0;border-bottom:1px solid #e1d9cb;text-decoration:none;color:#26342e}.sidebar-card a:last-child{border-bottom:0}
.callout{margin:1.6rem 0;padding:1.25rem 1.4rem;border-left:4px solid #a8864b;background:#f8f5ef;border-radius:0 12px 12px 0}
.resource-index{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.2rem}.resource-index a{display:block;padding:1.4rem;border:1px solid #ded8cd;border-radius:14px;text-decoration:none;background:#fff}.resource-index h3{margin:.15rem 0 .5rem}.resource-index p{margin:0;color:#555}
.mini-checklist{list-style:none!important;padding:0!important}.mini-checklist li{padding:.55rem 0 .55rem 1.8rem;position:relative;border-bottom:1px solid #eee}.mini-checklist li:before{content:'✓';position:absolute;left:.2rem;font-weight:700}
.next-card{margin-top:2.5rem;padding:1.5rem;border-radius:16px;background:#24332d;color:#fff}.next-card a{color:#fff;font-weight:700}
@media(max-width:850px){.content-layout{grid-template-columns:1fr}.sidebar-card{position:static}.resource-index{grid-template-columns:1fr}}

/* Master build: resource library */
.download-grid .resource-card{display:flex;flex-direction:column;align-items:flex-start;min-height:270px}
.download-grid .resource-card .btn{margin-top:auto}
.resource-integrity{margin-top:42px}
[aria-current="page"]{color:var(--teal);font-weight:800}

/* Interactive doctoral journey flip cards */
.flip-card{border:0;background:transparent;padding:0;min-height:330px;perspective:1000px;text-align:left;font:inherit;cursor:pointer}
.flip-card:hover{transform:none;box-shadow:none}
.flip-card-inner{position:relative;display:block;width:100%;height:100%;min-height:330px;transition:transform .55s;transform-style:preserve-3d}
.flip-card.is-flipped .flip-card-inner{transform:rotateY(180deg)}
.flip-card-face{position:absolute;inset:0;display:block;background:#fff;border:1px solid var(--line);border-radius:15px;padding:24px;backface-visibility:hidden;-webkit-backface-visibility:hidden;box-shadow:0 4px 14px rgba(16,39,61,.03)}
.flip-card:hover .flip-card-face,.flip-card:focus-visible .flip-card-face{box-shadow:var(--shadow)}
.flip-card-back{transform:rotateY(180deg);background:var(--navy);color:#eaf1f4}
.flip-card-back h3{color:#fff}.flip-card-back p{color:#d7e1e7;font-size:.88rem;line-height:1.55}.flip-card-back .journey-number{background:rgba(255,255,255,.12);color:#b9e1e5}
.journey-number{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--teal-light);color:var(--teal);font-weight:800;margin-bottom:20px}
.flip-card small{display:block;margin-top:14px;color:var(--muted);font-size:.72rem;font-weight:700}.flip-card-back small{color:#aebfc9}
.card-link{display:inline-block;color:#b9e1e5;font-weight:800;font-size:.86rem;margin-top:5px}.card-link:hover{color:#fff}
@media (prefers-reduced-motion:reduce){.flip-card-inner{transition:none}}

/* Services & Pricing */
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.price-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;display:flex;flex-direction:column;min-height:250px}
.price-card h3{font-size:1.08rem;margin-bottom:14px}.price-card p{color:var(--muted);font-size:.92rem}.price{font-family:"Libre Baskerville",serif;color:var(--navy);font-size:1.65rem;font-weight:700;margin-bottom:16px}.price small{font-family:Inter,sans-serif;font-size:.72rem;color:var(--muted);font-weight:600}.price-card.featured{background:var(--navy);border-color:var(--navy);color:#fff}.price-card.featured h3,.price-card.featured .price{color:#fff}.price-card.featured p{color:#d7e1e7}.price-card.featured .eyebrow{color:#9ed3d8}
@media(max-width:980px){.pricing-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:620px){.pricing-grid{grid-template-columns:1fr}}

/* Fix: reset legacy .journey-card span styling inside interactive flip cards */
.flip-card .flip-card-inner,
.flip-card .flip-card-face {
  width:auto;
  height:auto;
  border-radius:15px;
  margin:0;
  color:inherit;
  font-weight:inherit;
}
.flip-card .flip-card-inner {
  width:100%;
  height:100%;
  min-height:330px;
  background:transparent;
  border-radius:0;
}
.flip-card .flip-card-face {
  width:100%;
  height:100%;
  background:#fff;
}
.flip-card .flip-card-back {
  background:var(--navy);
  color:#eaf1f4;
}
.flip-card .journey-number {
  display:inline-grid;
  width:34px;
  height:34px;
  border-radius:50%;
  margin:0 0 20px 0;
  background:var(--teal-light);
  color:var(--teal);
  font-weight:800;
}
.flip-card .flip-card-back .journey-number {
  background:rgba(255,255,255,.12);
  color:#b9e1e5;
}

/* Clickable service cards */
.price-card-link{display:block;height:100%;border-radius:16px}
.price-card-link .price-card{height:100%;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.price-card-link:hover .price-card,.price-card-link:focus-visible .price-card{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#b9cbd2}
.price-card-link:focus-visible{outline:3px solid rgba(42,127,142,.28);outline-offset:4px}
.choose-service{margin-top:auto;padding-top:18px;color:var(--teal);font-weight:800;font-size:.86rem}
.price-card.featured .choose-service{color:#b9e1e5}
.fair-price-note{max-width:760px;margin-top:24px;padding:16px 18px;background:#fff;border:1px solid var(--line);border-radius:12px;color:#53616c}
.fair-price-note strong{color:var(--navy)}

/* Intake and payment workflow */
.submit-hero{padding-bottom:64px}
.submit-hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:54px;align-items:center}
.comfort-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:var(--shadow)}
.comfort-card strong{display:block;font-family:"Libre Baskerville",serif;color:var(--navy);font-size:1.15rem;margin-bottom:12px}
.comfort-card ul{margin:0;padding-left:20px;color:var(--muted)}
.intake-grid{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:42px;align-items:start}
.intake-lead{font-size:1rem;margin-bottom:26px}
.review-form{display:grid;gap:20px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:var(--shadow)}
.form-row.two-up{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.review-form label{display:grid;gap:8px;font-weight:700;color:var(--navy);font-size:.9rem}
.review-form input,.review-form textarea,.review-form select{width:100%;border:1px solid #cbd5db;border-radius:10px;padding:12px 13px;background:#fff;color:var(--text)}
.review-form input:focus,.review-form textarea:focus,.review-form select:focus{outline:2px solid rgba(42,127,142,.25);border-color:var(--teal)}
.review-form input[readonly]{background:#f5f7f7;color:var(--navy);font-weight:700}
.field-note{font-size:.78rem;font-weight:500;color:var(--muted)}
.checkbox-row{grid-template-columns:auto 1fr!important;align-items:start;gap:10px!important;font-weight:500!important;color:var(--text)!important}
.checkbox-row input{width:auto;margin-top:4px}
.step-label{display:inline-block;background:var(--teal-light);color:var(--teal);font-weight:800;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;border-radius:999px;padding:6px 10px;margin-top:6px}
.payment-stage{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:24px 0;margin:4px 0}
.payment-options{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:18px 0}
.payment-option{border:1px solid var(--line);background:#fff;border-radius:14px;padding:18px;text-align:left;cursor:pointer;color:var(--text);transition:.18s ease}
.payment-option:hover,.payment-option.selected{border-color:var(--teal);box-shadow:0 8px 24px rgba(16,39,61,.08);transform:translateY(-2px)}
.payment-option strong{display:block;color:var(--navy);margin-bottom:5px}
.payment-option span{display:block;color:var(--muted);font-size:.8rem;line-height:1.4}
.payment-status{background:#f5f7f7;border-radius:10px;padding:12px 14px;color:var(--muted);font-size:.84rem}
.submit-btn{justify-self:start}
.intake-sidebar{position:sticky;top:104px;display:grid;gap:16px}
.summary-card,.reassurance-card{border:1px solid var(--line);border-radius:16px;padding:24px;background:#fff}
.summary-card{background:var(--navy);color:#dfe8ee;box-shadow:var(--shadow)}
.summary-card h3{color:#fff;font-size:1.2rem}
.summary-card .eyebrow{color:#9ed3d8}
.summary-card p{color:#c9d6de;font-size:.9rem}
.summary-card .text-link{color:#b9e1e5}
.summary-price{font-family:"Libre Baskerville",serif;color:#fff;font-size:1.8rem;font-weight:700;margin:10px 0}
.reassurance-card ol{padding-left:20px;margin-bottom:0;color:var(--muted)}
.reassurance-card li{margin-bottom:10px}
.confirmation-wrap{max-width:820px}
@media(max-width:980px){.submit-hero-grid,.intake-grid{grid-template-columns:1fr}.intake-sidebar{position:static}.payment-options{grid-template-columns:1fr}.form-row.two-up{grid-template-columns:1fr}}

/* V5 secure payment choices */
.payment-reassurance{background:#f6faf9;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.payment-trust-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:44px;align-items:center}
.payment-method-badges{display:flex;flex-wrap:wrap;gap:10px;justify-content:flex-end}
.payment-method-badges span{display:inline-flex;align-items:center;min-height:42px;padding:10px 14px;background:#fff;border:1px solid var(--line);border-radius:999px;color:var(--navy);font-size:.82rem;font-weight:800;box-shadow:0 3px 10px rgba(16,39,61,.04)}
.payment-action{margin:18px 0;padding:20px;background:#f6faf9;border:1px solid #cfe1e3;border-radius:14px}
.payment-action-title{font-family:"Libre Baskerville",serif;color:var(--navy);font-weight:700;font-size:1.05rem;margin:0 0 8px}
.payment-action p{color:var(--muted);line-height:1.6}
.payment-action .btn{margin-top:8px}
.venmo-panel{display:grid;grid-template-columns:170px 1fr;gap:20px;align-items:center;margin-top:16px;padding:16px;background:#fff;border:1px solid var(--line);border-radius:12px}
.venmo-panel img{width:170px;max-height:220px;object-fit:cover;object-position:center 44%;border-radius:10px;border:1px solid #e8ecee}
.venmo-panel strong{color:var(--navy)}
.venmo-panel p{margin:.45rem 0 0;font-size:.87rem}
.payment-confirm-row{margin-top:18px;padding:14px 16px;background:#fff;border:1px solid var(--line);border-radius:12px}
.optional-label{font-size:.78rem;color:var(--muted);font-weight:500}
@media(max-width:760px){.payment-trust-grid{grid-template-columns:1fr}.payment-method-badges{justify-content:flex-start}.venmo-panel{grid-template-columns:1fr}.venmo-panel img{width:100%;max-width:260px;max-height:none;margin:auto}}


/* Free visual resource library */
.visual-resource-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-top:28px}
.visual-resource-card{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:0 4px 16px rgba(16,39,61,.05);display:flex;flex-direction:column}
.visual-resource-card img{width:100%;aspect-ratio:3/2;object-fit:cover;object-position:top center;display:block;background:#f5f7f8}
.visual-resource-card .visual-copy{padding:22px;display:flex;flex-direction:column;flex:1}
.visual-resource-card h3{margin-bottom:10px}.visual-resource-card p{color:var(--muted);font-size:.92rem}
.visual-resource-card .visual-actions{margin-top:auto;padding-top:8px;display:flex;gap:10px;flex-wrap:wrap}
.visual-resource-card .btn{font-size:.86rem}
@media(max-width:760px){.visual-resource-grid{grid-template-columns:1fr}}

/* Terms & Disclaimer: intentionally compact legal copy */
body.terms-page .page-hero{padding:3rem 0 2rem}
body.terms-page .page-hero h1{font-size:clamp(2rem,4vw,3.15rem);margin-bottom:14px}
body.terms-page .page-hero .lead{font-size:1rem;line-height:1.6;max-width:900px}
body.terms-page .article-content{max-width:920px}
body.terms-page .article-content h2{font-size:clamp(1.25rem,2vw,1.6rem);margin-top:1.8rem;margin-bottom:.55rem}
body.terms-page .article-content p,body.terms-page .article-content li{font-size:.98rem;line-height:1.65}
body.terms-page .callout{font-size:.94rem;line-height:1.6}

/* V8.1 Terms & Disclaimer: user-requested 12pt maximum typography */
body.terms-page .page-hero{padding:2rem 0 1.25rem}
body.terms-page .page-hero .eyebrow,
body.terms-page .page-hero h1,
body.terms-page .page-hero .lead,
body.terms-page .article-content h2,
body.terms-page .article-content p,
body.terms-page .article-content li,
body.terms-page .article-content a,
body.terms-page .article-content strong,
body.terms-page .callout,
body.terms-page .site-footer,
body.terms-page .site-footer a,
body.terms-page .site-footer span{font-size:12pt!important}
body.terms-page .page-hero h1{line-height:1.25;margin-bottom:12px}
body.terms-page .page-hero .lead{line-height:1.5;max-width:920px}
body.terms-page .article-content h2{line-height:1.35;margin-top:1.4rem;margin-bottom:.4rem}
body.terms-page .article-content p,
body.terms-page .article-content li{line-height:1.55}
body.terms-page .callout{line-height:1.5}

/* Institutional conflict-of-interest eligibility */
.eligibility-warning,.eligibility-policy{border:1px solid #b76b34;border-left:5px solid #b76b34;border-radius:12px;background:#fff8f2;padding:16px 18px;color:var(--text)}
.eligibility-warning{grid-column:1/-1}
.eligibility-warning strong{display:block;color:var(--navy);margin-bottom:6px}
.eligibility-warning p,.eligibility-policy p{margin:6px 0}
.eligibility-policy{max-width:900px;margin:0 auto}
.institution-restricted{border-color:#b76b34!important;outline:2px solid rgba(183,107,52,.15)!important}
button[disabled].eligibility-disabled{opacity:.5;cursor:not-allowed}